PERSONALIZED

 

VISION 

Our vision is our ability to look forward, not just to the unfolding paradigm of the global economy, but also the pace of the transition.

RESEARCH 

We generate unbiased, independent, Top-Down, Bottom-Up investment research, but as a true fiduciary we do not sell our research, we use it for our client’s benefit exclusively.

OBJECTIVE 

There is no internal pressure or incentive to buy ‘the product of the day’, only to select investment choices that are right for each individual client’s unique position.

ACTION

In a time of rapidly shifting global dynamics, our versatility and array of investment services allows us to help our clients stay on track to meet their long-term goals.

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PHILOSOPHY

IT’S IMPORTANT TO KNOW WHERE YOUR FINANCES STAND, AND GREYSTONE ACTIVELY WORKS TO ASSURE YOU ARE FULLY INFORMED. YOUR DIVERSIFIED INVESTMENT PORTFOLIO IS BASED ON YOUR PERSONAL RISK TOLERANCE, CASH NEEDS, AND FINANCIAL SITUATION. WE WILL HELP YOU TO UNDERSTAND THE STRATEGIES BEHIND YOUR PLAN’S CONCEPTION BASED ON YOUR UNIQUE POSITION, AS WELL AS PROVIDE SCHEDULED REPORTS, STATEMENTS, AND OTHER UPDATES ON A TIMELY BASIS.

We have found that the simple fundamental evaluation of individual securities is not enough in the new investment landscape. Investment success requires a combination of strategies that complement each other and a nimbleness that allows for effective asset allocation shifts as market-moving events unfold. We use two primary portfolio management techniques: 

1.  Best of Breed stock selection within preferred industries and sectors

2. Technical Analysis & Macro World View considerations

 

As globalization takes hold, it is the companies with the greatest financial resources, strongest balance sheets and effective management personnel that have the ability to take advantage of nascent high growth market opportunities. We prefer companies that already have an appreciable portion of revenues ex-US. We call this methodology “Investing domestically but thinking globally”.

 
 

INVESTMENT STRATEGIES

GREYSTONE STOCK STRATEGIES

STRATEGIC GROWTH

Containing a diversified portfolio of stocks across all sectors of the market, this strategy has a primary focus of maximizing long-term capital appreciation, rather than income generation through dividends.  Investors are willing to trade a certain amount of risk to achieve potentially higher returns.

 

FOCUSED DIVIDEND

Seeking out companies that have a strong track record of rewarding shareholders through dividend payments is the main goal of this strategy.  Dividend-paying companies tend to be stable businesses with a well-established history, and therefore typically are less volatile than non-dividend-paying companies.  This value-tilted portfolio pursues companies with solid management, strong balance sheets, reliable cash flow, and a history of consistently increasing dividends.

 

CONCENTRATED SELECT

Comprised of select holdings from the Strategic Growth strategy, this less-diversified portfolio holds about half the number of positions.  The objective of this concentrated strategy is to improve the prospects of alpha generation through idiosyncratic (stock-specific) risk.  Company-specific analysis is key to the stock selection and can help generate additional contribution to the portfolio’s overall return.  This strategy is suited more toward individuals with a high risk tolerance.

 

GLOBAL SUSTAINABILITY

Companies that meet environmental, social and corporate governance (ESG) criteria make up the components of this strategy.  Taking an ethical approach, this portfolio invests in companies that seek a long-term positive impact on society, the environment, as well as maintaining a high standard of corporate responsibility.  These factors, integrated with investment analysis and portfolio construction, can offer potential long-term performance advantages.

Each of the previous stock strategies are offered at three different asset allocations based on the risk tolerance of the client. For the Moderate and Conservative options, the fixed income component is comprised of Greystone’s Diversified Bond strategy. The base allocations for each risk level are as follows:

 

AGGRESSIVE

Base allocation is 100% equity

MODERATE

Base allocation is 60% equity and 40% fixed income

CONSERVATIVE

Base allocation is 30% equity and 70% fixed income

GREYSTONE BOND STRATEGIES

 

DIVERSIFIED BOND

Incorporating a diversified blend of fixed income ETFs, this strategy offers investors an option that reduces volatility and overall portfolio risk.  Some of the benefits of investing in fixed income include capital preservation, income generation, and hedging against economic slowdown.


DEFINED BENEFIT & CASH BALANCE PLAN SPECIFIC

Utilizing a unique blend of ETFs, the objective of this conservative strategy is to target an annual return of 3-5% and to minimize the risk of incurring losses.  Although the asset allocation is heavily weighted toward short-term treasury instruments, other types of fixed income ETFs and even a small equity position may be used at any time to take advantage of changing market conditions.

 

GREYSTONE TACTICAL ETF STRATEGIES

 

These broadly diversified portfolios invest across multiple asset classes, sectors, and countries.  The strategies employ macro-driven, top-down analysis to construct global tactical asset allocation portfolios containing both equity and fixed income exposure depending on the risk tolerance and time horizon of the investor.

 
 

AGGRESSIVE

 

  • Typical equity exposure is between 80-100%

  • Highest expected volatility due to exposure to equity markets

  • Emphasis on long-term capital appreciation

  • Suitable allocation for individuals with long-term time horizons or a  high risk tolerance

GROWTH

 

  • Typical equity exposure is between 60-80%

  • Higher expected volatility due to exposure to equity markets

  • Emphasis on long-term capital appreciation with low monthly income generation

  • Suitable allocation for individuals with long-term time horizons or a high risk tolerance

MODERATE

 

  • Typical equity exposure is between 40-60%

  • Moderate expected volatility due to diversification across equity ETFs and bond ETFs

  • Balanced focus on long-term capital appreciation and monthly income generation

  • Suitable allocation for individuals with medium-term time horizons looking for growth and income

CONSERVATIVE

 

  • Typical equity exposure is between 20-40%

  • Lowest expected volatility among the Tactical ETF Strategies

  • Emphasis on limiting downside equity risk and higher monthly income generation

  • Suitable allocation for individuals with monthly income needs or very low risk tolerance

The portfolio management team looks to rebalance investment holdings as needed. There is no restraint on the equity, cash or fixed income weightings. If Greystone wants to hold 100% cash and no investments products, then it has the choice to hold no investments. Investments are subject to risk and there is no guarantee that these investment objectives will be achieved. Greystone does not guarantee the success of any investment strategy. Future returns are not guaranteed and a loss of some or all of your principal may occur.

APPROACH

A DISTINGUISHING FACTOR OF THE ASSET SELECTION PROCESS IS OUR USE OF BOTH TOP-DOWN AND BOTTOM-UP METHODOLOGIES TO CONSTRUCT PORTFOLIOS. THE TEAM INCORPORATES GEOPOLITICAL, ECONOMIC, CURRENCY, AND INTEREST RATE EXPECTATIONS INTO ITS STRATEGY AND DECISION MAKING. USING IN-HOUSE AS WELL AS WALL STREET SELL-SIDE RESEARCH, EACH TEAM MEMBER BUILDS AN INVESTMENT CASE FOR PROPOSALS AND SPECIFIC ASSET PURCHASES.

INVESTMENT PROCESS

Greystone’s Investment Process is free of bias regarding the selection of research, investment solutions and strategies, and thus chooses independently from the most suitable options of a variety of investment choices.

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TOP-DOWN ASSET ALLOCATION

Global markets, industry dynamics and technological trends are all weighed to guide portfolios for long-term growth potential.

BOTTOM-UP INVESTMENT EVALUATION

Investment candidates are industry leaders with solid balance sheets and distinct industry advantages. Our fundamental research emphasizes companies with high returns on invested capital and growing free cash flow operations. 

The portfolio’s objective is to seek to maximize total return, consistent with the determined risk tolerance percentage constraints of a well-diversified client portfolio. 

Allocations to most major asset classes will be maintained. Over-weighting the specific sectors with the highest probability of superior performance and under-weighting sectors viewed as over-valued

or underperforming.

RISK PROFILE

The investment risk profile identifies the core portfolio’s overall risk characteristics when measured against other asset classes and considering an assumed 5 year minimum time horizon.

PORTFOLIO RISK MANAGEMENT TECHNIQUES 

Use exchange traded derivatives to mitigate risk and generate added return 

Cash, 0-2 Year Treasuries, and Treasury ETFs 

Bank Preferred Equity 

Negatively or Non-correlated Asset Classes

CONNECT

Contact Us

info@greystonefg.com

Michigan: 248.267.1270

Houston, TX – 713.853.9710

Santa Monica, CA – 310.400.3780